Buying a home is a dream come true, but navigating the costs and financing can be challenging. Thankfully, Nebraska offers a range of homebuyer grant programs designed to assist first-time buyers and even those looking to upgrade their living situation. These grants can help with down payments, closing costs, or other expenses, making homeownership more attainable. Whether you’re drawn to the bustling city of Omaha, the charm of Lincoln, or the peaceful countryside, Nebraska has something for everyone.

Here’s a guide to some of the homebuyer grant programs available in Nebraska and a look at some fun activities to enjoy in this great state.

Call now to get approved for a Nebraska homebuyer grant (888) 882-1058

Homebuyer Grant Programs in Nebraska

1. Nebraska Investment Finance Authority (NIFA) Homebuyer Programs
   NIFA offers a variety of programs to assist homebuyers, including:
   • First Home Program: Designed for first-time homebuyers or those who haven’t owned a home in the last three years. This program provides competitive interest rates and assistance with down payments and closing costs.
   • Military Home Program: Tailored for active-duty service members and veterans, this program includes additional financial benefits.
   • Homebuyer Assistance Program (HBA): Offers up to 5% of the loan amount as assistance for down payments and closing costs.
2. Community Development Block Grants (CDBG)
   Many rural Nebraska communities participate in the CDBG program, which provides funds to help low- and moderate-income families purchase homes. These grants are often used to assist with down payments and closing costs.
3. NeighborWorks Lincoln
   This nonprofit organization provides down payment assistance programs for qualified buyers in Lincoln. It also offers homeownership education and counseling services to help you succeed as a homeowner.
4. Federal Home Loan Bank (FHLB) Grants
   Partnering financial institutions in Nebraska may offer FHLB grants to low- and moderate-income homebuyers. These grants can provide significant help with down payment and closing costs.
5. Employer-Assisted Housing Programs
   Some Nebraska employers offer homebuyer assistance as part of their benefits package, especially in industries looking to attract talent to the state. Check with your employer to see if they participate in such programs.

Fun Things to Do in Nebraska

Nebraska is more than just a great place to buy a home—it’s a state full of adventure, culture, and natural beauty. Once you settle into your new home, here are some must-see and must-do activities:

1. Visit Chimney Rock National Historic Site
   One of the most iconic landmarks of the Oregon Trail, Chimney Rock is a fascinating slice of history set against stunning natural scenery.
2. Explore Omaha’s Henry Doorly Zoo and Aquarium
   Frequently ranked as one of the best zoos in the world, this attraction offers an unforgettable experience with exhibits like the Desert Dome, Lied Jungle, and Suzanne and Walter Scott Aquarium.
3. Enjoy the Sandhill Crane Migration
   Every spring, Nebraska hosts one of the world’s greatest wildlife spectacles as over half a million Sandhill Cranes migrate through the Platte River Valley.
4. Tour the Strategic Air Command & Aerospace Museum
   Located near Ashland, this museum showcases military aircraft, space exploration exhibits, and interactive STEM activities.
5. Walk Through the Sunken Gardens in Lincoln
   This beautifully landscaped garden is a peaceful retreat filled with vibrant flowers and stunning water features.
6. Attend the College World Series in Omaha
   Baseball fans won’t want to miss this annual event, which attracts top college teams from across the nation.
7. Discover Carhenge in Alliance
   A quirky replica of England’s Stonehenge made entirely out of vintage cars—it’s a fun roadside attraction for the whole family.

Why Nebraska is the Perfect Place to Call Home

Nebraska combines a low cost of living with a high quality of life, making it an ideal place to settle down. With affordable housing options, helpful grant programs, and plenty of attractions to enjoy, you’ll find both comfort and adventure here. Plus, the strong sense of community and Midwestern hospitality ensure that you’ll feel right at home.

Ready to take the next step toward owning a home in Nebraska? Visit iloangrants.com to learn more about homebuyer grant programs and start your journey toward homeownership today!

Questions call (888) 882-1058